| Account Name |
Minimum Balance to Open |
Minimum Balance to Avoid Fees |
Transaction Limitations |
| Personal Checking Account |
$250 |
Waiver of monthly fee ($10) with daily minimum balance of $500 |
- No transaction limitations.
- Unlimited check writing.
- Copies of canceled checks returned with statements.
- ATM/Debit Card (subject to approval)
- Overdraft Protection is available upon approval.
- Non-interest bearing account.
|
| Interest Checking Account |
$500 |
Waiver of monthly fee ($15) with daily minimum balance of $1,500 |
- No transaction limitations.
- Unlimited check writing.
- Copies of canceled checks returned.
- ATM/Debit Card (subject to approval).
- Overdraft Protection is available upon approval.
- Daily balance method used to calculate interest.
- Interest accrued daily, compounded and credited monthly.
|
| Statment Savings Accounts |
$100 |
Waiver of quarterly fee ($10) with daily minimum balance of $500 |
- Make up to nine withdrawals per quarter without a transaction fee ($2.00 per excess transaction).
- Daily balance method used to calculate interest.
- Interest accrued daily, compounded and credited quarterly.
|
| Money Market Accounts |
$1,000 |
Waiver of monthly fee ($15) with daily minimum balance of $2,500 |
- Make up to six pre-authorized, automatic or telephone transfers per statement cycle; of the six, no more than three may be point of sale, draft, or check payable to a third party.
- Unlimited transfers in person, by messenger, or ATM.
- Daily balance method used to calculate interest.
- Tier interest based on minimum daily balances (contact Bank for current rates).
|
| Relationship Money Market |
$1,000 |
Waiver of monthly fee ($15) with daily minimum balance of $2,500 |
- This is a personal money market account for customers who own or control personal and/or non personal accounts which maintain aggregate balances of $250,000 or more on a daily basis in any checking, savings, money market, or time certificate of deposit accounts.
- Make up to six pre-authorized, automatic or telephone transfers per statement cycle; of the six, no more than three may be point of sale, draft, or check payable to a third party. (Excess Transaction Fee of $10.00 per item).
- Unlimited transfers in person, by messenger, or ATM.
|
